Strictly a "Banker to Banker" (no broker members) sales model, the SBA Loan Exchange is an online platform for banks to buy and sell good loans. On a regular basis, banks reject warranted loans for reasons unrelated to the quality of the loan; geography, industry, bad mood, etc. The SBA Loan Exchange keeps the customers from having to start at "square one" and facilitates banks to service loans they otherwise wouldn't have access to. If, for example, “Bank A” has a good loan come through but it's in a geographic area they aren’t willing to service. Instead of rejecting it, they can place it on The Exchange with a simple summary sheet. The team at The Exchange analyzes, presereens, and underwrites the opportunity and then places it on the platform for the world of bankers to see. Then “Bank B,” finds the loan and service it. Once the loan has closed Bank B only pays 1%, while Bank A receives 0.5% just for referring the loan to the Exchange. It’s that simple. Rejecting a loan can damage the relationship the bank has with their customer by sending them to another bank. A customer then has to “shop around” to different banks making them very frustrated and disenchanted with their usual bank. By suggesting and using The Exchange, banks are able to strengthen their relationships with their customers, showing them the value of their business, while receiving 0.5% of the loan when it closes just for the effort. The SBA Loan Exchange is a Platform that provides “win, win, win” scenarios for banks and their customers.