Johan Marais Financial Services is an Authorised Financial Service Provider. JMFS is owned by Johan Marais, qualified as a Certified Financial Planner (CFP). In 1992 Johan Marais worked as a representative at Sanlam. In 1996 Johan Marais Financial Services was established after Johan started working independently as a Financial Adviser. JMFS currently has offices in Kuruman, Montagu and Worcester. JMFS specialises in the following: - Wills and Trusts - Retirement Planning - Investment Planning - Medical Aids - Short Term Insurance (Personal and Business) - Life Insurance - PPS for Professional Careers