COMPETENCE FOR YOUR INSURANCE NEEDS To be sure that you get consistent service everywhere, we have specialists in our 8 German offices (Heilbronn - head office, Berlin, Chemnitz, Karlsruhe, Mannheim, Munich, Nuremberg and Stuttgart) and in our own US subsidiary. In addition, together with our UNIBA Partners we can equally serve you in 160 countries worldwide. With more than 220 specialists on staff, we offer one stop shopping for all your insurance needs; however our services go far beyond selling insurance. Our strength is offering you expert advice in all areas of risk management and loss control. Hörtkorn has access to all major European (EU) insurance markets.