Founded in 1977, The PenFacs Group is comprised of a full service insurance operation that includes an insurance Broker Dealer and an Insurance Agency. The Penfacs Group assists individuals and institutions in the use of insurance products and services to meet financial objectives. The mission of The PenFacs Group is to design, identify and provide insurance plans to clients whose business, estate or retirement objectives requiring cash now or in the future. In order to accomplish our mission, we must first listen for our client’s objectives and concerns. After defining and understanding our client’s objectives and concerns, we can then begin to properly design, identify and provide insurance plans. In order to accomplish our mission, we must be thorough in our research for excellent insurance products and be able to provide the added services that enhance the funded vehicles used to meet our client objectives. We must be aware of tax issues concerning our solutions, as well as solvency issues of those companies issuing the insurance products we provide the client. After we provide the insurance product, we must monitor the performance of the product in light of our client’s original objectives and concerns. When we manufacture an insurance product to meet special client needs or objectives, we must be diligent in providing the same care as we would expect and want from others.