How UFG FX works: 1) We access commercial exchange rates to cut FX transaction costs. 2) We check rates regularly to beat any high-street bank or building society. 3) We ensure the fastest possible transfers with no fees. 4) We offer a no-risk service. UFG FX’s Payment and foreign currency exchange services are provided by Global Currency Exchange Network Ltd and Global Custodial Services Ltd. Our team comprises experts from the UK fresh produce and financial sectors, combining in-depth knowledge in both fields. The Financial Conduct Authority (FCA) accredits and regulates our service, so your money is safe and secure. We access commercial exchange rates that cut FX transaction costs to save you time and money.