We guarantee daily, task-based ACH payments to your trades within a 24-hours of approval. Secure 'Micro-Draw' Technology Our secure Micro-Draw technology allows faster payments at the daily task level, lower financing & insurance costs, and helps attract the best construction trades. BuilderPay de-risks the entire construction payment chain... Secondary construction project participants can create risk that might be unknown to the lender and general contractor. By having vendors that are primary construction project participates use the commitment tokens that have received during the bid award process, and then forwarding those commitment tokens on to these secondary construction project participates as a form of payment is efficient and effective. This method of distributing these commitment tokens not only forms a guarantee of payment for these secondary construction project participates (as shown in the diagram below), but significantly de-risks the exposure to lenders and general contractors as well.