PRAM Insurance Services, Inc. was founded in 1989 by David P. Wilson. PRAM is a leading pharmacy benefits consulting and underwriting firm and is the only nationally Registered Administrator (TPA) dedicated exclusively to providing fully-insured stand-alone prescription benefits administration and claims management services. After a consulting contract with PacifiCare of California introduced him to the world of pharmacy benefits, Mr. Wilson recognized the need for this valuable benefit in the marketplace. Since then, PRAM has functioned as the only nationally Registered Administrator (TPA) dedicated exclusively to providing fully insured stand-alone prescription benefits administration and claims management services. PRAM’s expertise in the prescription benefit marketplace allows us to provide the uniqueness and customization that is so lacking in the healthcare industry today. We hand select partners whose values align with our own to create one cohesive, comprehensive product.