We focus on helping Individuals, Families, and Businesses create strategies to accomplish their financial goals. We specialize in working with Union Organizations and Employer Sponsored retirement plans with an emphasis on retirement strategies for their members/employees. Stephens|Heffner Financial Partners may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state’s registration requirements. Follow-up, individualized responses to consumers in a particular state by Stephens|Heffner Financial partners that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case may be, shall not be made without first complying with the state’s requirements, or pursuant to an applicable state exemption or exclusion. For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA representative or any financial institution they represent, contact your state securities law administrator. Insurance Products from the Principal Financial Group® are issued by Principal National Life Insurance Company (except in New York), Principal Life Insurance Company, and the companies available through the Preferred Product Network, Inc. Securities and advisory products offered through Principal Securities, Inc. Member SIPC. Principal National, Principal Life, the Preferred Product Network and Principal Securities are members of the Principal Financial Group, Des Moines, IA 50392. Brad Stephens, Jason Heffner, Deb Fehl, Kolton Knox, and Brett Miller, Principal National and Principal Life Financial Representative, Principal Securities Registered Representative, Investment Advisor Representative. Stephens|Heffner Financial Partners is not an affiliate of any company of the Principal Financial Group.