We are a marketing/customer service enterprise that specializes in network / direct marketing, third party verifications, third party payment processing, call center and back end resources for Fortune 500 Companies. Wave USA also doing business as TJ Retail Place. TJ Retail Place is your local shopping mall but online. We consists of a network of your favorite brands, giants department stores and national retailers, designed to provide you with a safe shopping environment that makes it quick and easy for you to compare prices, find gift ideas, bargains, coupons and many more. Wave USA is also "MoneyWave Financial Exchange" parent company. MFE also known as MoneyWave Financial Exchange is your modern day online banking/payment processing. MFE is created to serve self employed, free lancers, entrepreneurs and independent business owners. We provide mobile banking, debit card, payment processing, payroll, online money transfer, 1099 documents, e-wallet and many more options. (LAUNCHING SOON).