AMR Law Firm takes pride in providing legal representation to individuals and small businesses at an affordable price. Our office can assist with any civil legal matter; however, we specialize in practicing in the following areas of law. Bankruptcy If you are burdened with a large mortgage payment, credit card debt, car loans, old judgements, or past due income tax payments, and simply cannot get back on your feet, Bankruptcy may be the solution. Bankruptcy allows you to eliminate unsecured debt, such as credit cards, medical bills, judgments, personal loans and some income taxes, and in some circumstances, can reduce what you owe on mortgages and auto loans. Chapter 7 Bankruptcy is for individuals with lower income and no assets. If you qualify for Chapter 7 Bankruptcy, debt can be eliminated without any payments. Chapter 13 may be your only choice if you have the income to repay your debts after all of your reasonable and necessary living expenses are paid, or you have significant assets. Filing for Chapter 13 bankruptcy allows you eliminate your debt through the payment of a small monthly fee. Contact us to discuss how Bankruptcy can get you out of debt and back on your feet. Real Estate Representation While not required by Florida State law, having an attorney to review binding documents and the history of the property can save you time and money. It is beneficial to have an attorney assist in the contract stage of the transaction as legal issues may arise or terms of the contract may require clarification or revision. We can also do a thorough review of the property’s title and make certain you know what you are buying and that there are not any significant title issues that may cost you money in the future. If you plan to bid on a property through an auction site, we can determine what liens are satisfied with purchase and whether there are any blemishes to the title that should be resolved prior to bidding.