AND Global Pte. is a Singapore based fintech company that manages startups developing AI powered financial products. The company’s proprietary platform provides instant credit scoring and unlocks access to unsecured personal loans and payment options instantly to customers on their mobile devices. AND Global's first and so far most successful product, a smartphone-based personal loan platform LendMN was launched in Mongolia in 2016. This AI-driven product assesses credit risk and reduces cost for lending, while providing access to financing for people who are under-banked. AND Systems, the R&D subsidiary of AND Global, is located in Ulaanbaatar, Mongolia.