Providing real insurance solutions for real people for more than 170 years, Farmers of Salem is proud to be a regional mutual insurance company specializing in insurance for home and business owners. Owned by its policyholders, not stockholders, Farmers of Salem is focused on servicing the needs of our insureds with the freedom to reinvest profits in order to remain innovative, competitive and stable in the insurance marketplace. At Farmers of Salem we offer our policyholders insurance products that protect their most valuable assets. These products are distributed through independent agents that serve as local experts and trusted advisors to our insureds. Our knowledgeable employees work closely with the independent agents to present a product that is competitively priced, delivered in a timely and accurate manner, with courtesy and professionalism. Our commitment to the security of our policyholders is solidified by adhering to sound management and solid business practices, ensuring that they are adequately protected and have peace of mind at the time of a loss. Farmers of Salem remains adaptable and ready to respond to the various insurance needs of our policyholders and is always listening to the needs of our independent agents. Rated A- (Excellent) by A.M. Best, Farmers of Salem currently serves customers in Delaware, New Jersey, Pennsylvania and Maryland.