Family Capital Management was born out of the desire to find a BETTER way to help clients improve and organize their financial lives into an easty-to-understand format. Our objective is to take all the pieces of your financial plan and put them in place. Each plan is unique. Many of those pieces may not be relevant to you or your plan at this time, but as your life unfolds and your needs evolve, our process, "Planning with Purpose", helps you pursue your financial independence. For additional information, call FCM at 616.774.4560 or visit the website at http://www.familycapitalmgt.com. Securities offered through American Portfolios Financial Services, Inc. member FINRA/SIPC. Investment advisory services offered through Family Capital Management, an SEC Registered Investment Advisor. Family Capital Management is independent of American Portfolios Financial Services, Inc. Any opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) or American Portfolios Advisors, Inc.(APA) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors. Neither APFS nor its Representatives provide tax, legal or accounting advice. Please consult your own tax. legal or accounting professional before making any decisions.