Through Allstate Workplace Division, Benefits Managers have a broad portfolio of insurance products from which they can choose. This includes Term and Universal Life, Supplemental Health, Disability Income, Group Voluntary Life, Disability and Cancer. Group Voluntary products contain a minimum participation requirement. In addition, the AHLminimedical® product provides a limited benefit medical plan available to part-time employees as well as other non-qualifying employees. It allows employers to offer benefits to employee groups who previously have not had an opportunity to participate in employer sponsored medical benefits. In turn the employers are able to successfully recruit and retain these employee groups based on a competitive dynamic that does not include hourly wage.