People saving for a down payment wonder if they’ll be ready when the right home pops up - JAM Mortgages makes prequalification and approval a sweet and simple experience. We make it easy, starting with a quick online application. Next, our collaborative team of experienced mortgage professionals put their heads together. We’ll work with our clients until they become homeowners – and when they need us the next time. JAM Mortgages - a sweet way to get you into your own home.