Ernst Financial Group is a specialty wealth management investment and financial planning company. We provide high quality, personalized advice and service for businesses and individuals in the New England area since 1990. This communication is strictly intended for individuals residing in the states of AZ, CA, CO, CT, DC, FL, GA, MA, ME, NC, NH, NJ, NY, OH, OR, PA, PR, RI, SC, TX, VT. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Securities and advisory services offered through Commonwealth Financial Network®, http://www.FINRA.org/http://www.SIPC.org, a Registered Investment Adviser. Ernst Financial Group 180 Denslow Road, Suite 4, East Longmeadow, MA 01028. 413.525.5511 Please review our Terms of Use here: www.commonwealth.com/termsofuse.html.