Established in 2012, Kona Software Lab Limited is an R&D center and global solution business wing of South Korean smart card industry pioneer, KONA I Co., Ltd. It manufactures smart cards, develops various state-of-the-art payments and security solutions; and delivers to clients across global markets. KONA is an E2E provider in the industry having significant market share in Korean local market. Over the past years, KONA has broadened its business scope in overseas markets, with continuous efforts to bring secure payments in different form factors (chip, mobile, wearable, etc.) by leveraging years-long expertise in EMV and smart card domain, to bring all the stakeholders in the ecosystem closer. To add a different dimension to it, KONA developed its flagship product KonaMoney, a prepaid digital wallet system which is available for the consumers in Korean market. Smart, Secure, Convenient—these are the core essence of KONA solutions.