Health Insurance has gotten pretty confusing the last few years. Between the Marketplace, Obamacare, Gold Plans, Silver Plans, Health Saving Accounts, subsidies, and penalties it’s very hard to figure out what to do. We have been dealing with Health Insurance Plans as brokers since 1998 and we know what we are doing. Individuals: If your income falls between certain guidelines we can help you open a federal marketplace account, apply and receive a subsidy, and then pick a plan that’s best for you. There is no cost for this service , you’ll pay the same whether you use a broker or not. Plus we will be here to answer any questions you have or help with problems that could crop up after the plan is put in place. If your income is above the guidelines we can help you buy a plan as well, again you’ll pay the same whether you use a broker or not. As brokers we are here to help after the plan is put into place. Business: We have many business health insurance accounts and we can help show you different options for you and your employees. We are brokers and can deal with any company writing health plans in New Jersey.