Four Star Insurance Agency Inc was founded in 1954 by Charles J. Germana and incorporated in 1958. Originally, Germana and his three brothers-in-law contributed to the agency. Germana was the property and casualty manager, Sam Zito was an accountant and office manager, and John and Angelo Zito were debit life insurance men who also worked part-time as agents for property and casualty while staying with Sun Life of America full-time. They were the original four stars in the business's name. Our logo, then as well as today, is a flag with four stars signifying Quality, Low Cost, Dependable, Service.