Network Oxygen (NO2), is a Social Enterprise that develops M-Commerce Solutions for Social good. NO2 has built Cloud M-Commerce Technologies that reverse the traditional profits of M-Commerce to allow them to flow inwards to the people instead of to the mega institutions. Network Oxygen's (NO2) mission is to disrupt traditional methodologies in order to breathe Health, Wealth, and Kindness into people's lives. NO2's signature solutions are 'Mobitize' and 'SelfBank'. The 'Mobitize' division provides Social Entrepreneurs a way to develop their own M-Commerce solutions by providing a Cloud based DIY (Do It Yourself) platform in building their own Mobile Apps without knowing a single line of code. Mobitize comes with training via an Online University that is designed to guide ANYONE in enabling M-Commerce in their existing business and/or launching their own M-Commerce business. Mobitize integrates many other tools and solutions to provide the world's first and only 360 degree M-Commerce experience without having to go anywhere else. It comes with its own Mobile Wallet and Mobile Payment solution SelfBank that is already built in. 'SelfBank' is a Cloud Based Mobile Banking and Payment System with a powerful built in Rewards engine. SelfBanking is a concept that completely changes the perception of banking as being some corporate entity that is there to take your money, but rather uses mobile cloud technology to reverses traditional payment systems and pays you to use it. SelfBank puts ‘the people’ in the driver seat, providing them the tools to 'be their own bank'. Mobitize and SelfBank not only enables the rich and the poor to transact in a whole different way via their mobile phone, it connects the two together, allowing everyday expenditures to turn into profits for social good.