Arch MI Asia Limited offers residential mortgage insurance and reinsurance to help lenders in Hong Kong lower their credit-related risk so they can make loans to more people. The business complements local government and monetary regulators’ long-term financial policies. Formerly AIG United Guaranty Insurance (Asia) Limited, which began operations in 1999 as one of the first mortgage insurance providers in the territory, Arch MI Asia Limited provides first-loss credit protection coverage up to a specified maximum loan-to value-ratio (LTV). This insurance protects the lender in the event of credit default by the borrower. Arch MI Asia can potentially reinsure mortgage loans originated by other MI insurers, insure bulk/pool structures, and design customized programs for other first-lien mortgage originators. Our primary customers are authorized institutions such as banks in Hong Kong, which are highly regulated.