We are a firm specialized in complementary health, claims software, and enrollment strategy since I1994. OUR GOAL? It is to intervene at the time of the design of insurance plans in order to increase the coverage while controlling the costs and encourage participation -It is to reduce the costs of health insurance for groups while improving employee coverage in order to significantly increase participation. HOW? At TSI we have SEVERAL areas of expertise where we excel: - Our HYBRID PLANS - Our CLAIMS SOFTWARE - Our ENROLLMENT processes WHAT ARE HYBRID PLANS? Hybrid plans are the result of merging 2 identical plans from 2 different carriers. We have been able to increase the benefits and decrease the premium. WHY DID WE BUILD HYBRID PLANS? At TSI we have been customizing plans for years for our clients but over time, Supplemental benefits carriers have shrunk. those options. So, we decided to apply what life insurance companies have done for years. Which is sharing the responsibility between carriers. That’s how the Hybrid plans were born. WHAT IS THE PURPOSE? Providing coverage that eliminates the employee’s exposure will boost the participation in the account and therefore, increase employees' interest back in the company's insurance plans and therefore INCREASES PARTICIPATION. WHAT IS PLANET? Planet is a software designed to manage benefits as well as file multiple claims with multiple carriers at once. The platform thinks for you. So, no need to remember what plan you have or which carrier you are with Just tell Platnet what happened to you and the software will collect and fill all the correct claims forms from the right carrier based on the plans you have. It will also collect the right amount on each plan. WHY DID WE BUILD PLANET? To bring back access to ease the use of the supplemental benefits claim system.