St. Cloud Mortgage, Inc. can give you an affordable mortgage with outstanding customer service during the entire process. FIRST TIME HOME BUYER? With all of our home loan programs at St. Cloud Mortgage, Inc., we look for ways to put our customers in the strongest financial position by finding ways to qualify first time homebuyer on the best products and pricing available. LOOKING TO REFINANCE? At St. Cloud Mortgage, Inc we also cater to current homeowners looking to reduce monthly payments, maximize equity, increase tax deductions, and/or shorten terms on the existing mortgage or debt. LESS THAN PERFECT CREDIT? Credit assistance is available. St. Cloud Mortgage, Inc. can help get you on the path of homeownership in Saint Cloud, Mn.