Colorado Mortgage Specialists with over 24 years experience. Fully licensed, bonded and insured under the State of Colorado (DORA) as well as the NMLS (National mortgage licensing system). We have a long and proven history (see our reams of testimonials) of helping our clients through the maze of modern mortgage lending- from getting them in their first home to saving them thousands via a refinance. Last year (2011) over 60% of our business was either repeat business (with past clients) or referral business from happy clients referring their friends and family. Local, Colorado-only, Colorado owned lender. Ask us about our 100% "No surprise" Guarantee (your rate and fees will be what we have promised or we will make it right). You can't keep an eye on the banks- we will do that for you. Colorado Mortgage Broker - Brian Murphy - Front Range Mortgage DBA: United Mortgage Funding, LLC - Colorado Mortgage License MB100020928 NMLS # 378844 Regulated by the Division of Real Estate